Choosing the right options

Choosing the right options

Your investment choice is unique to you.

When you join Triple S, your super is automatically invested in the Balanced option. In fact, over 90% of Triple S members are in this option. However, your super is unique to you.

This means the Balanced option may not always be suited to you. There are five more pre-mixed investment options to choose from, and you can switch your investment options at any time. You can also choose to be invested across multiple investment options.

Our investment options

Balanced

High Growth

Socially Responsible

Moderate

Conservative

Cash

Capital defensive

Before choosing an investment option, think about:

• Your current financial position • Your age • When you plan to retire • How long your super will need to last you in retirement • Your risk and return preferences. Each option has different objectives, risk and characteristics for you to consider. You can take our ‘What type of investor am I?’ quiz to get to know your risk profile, and better understand which investment option is right for you. Your profile will come with an explanation, and you can keep it for future reference.

Your super, your choice

Your super may be one of the biggest investments you’ll ever make, so before you make any decisions, you may want to seek financial advice. If you have your own financial planner, that’s great! If not, you can take advantage of the service available to Super SA members via Industry Fund Services (IFS).

IFS offers a simple advice service, which allows you to access standalone advice on investment options, for a fee of $350 (which can be deducted from your super balance).

Contact Super SA on 1300 369 315, or via supersa@sa.gov.au, for more information.

Understanding investments and performance

Here you’ll find all the information you need to develop a better understanding where your money goes and how to grow your super. Super is a long term investment and it’s important that you know how it works so that you can make the right investment choices.